We are a financial planning agency that specializes in solutions tailored to meet and hopefully exceed our clients’ financial needs and goals.
Keyfactor Financial Solutions Inc., is an independent brokerage. Our sole objective is to meet the financial planning needs for individuals, growing families and businesses. We have the tools and expertise to meet the financial needs of our clients by providing a customized, non-biased and fully disclosed approach. We deliver experienced-based financial advice for individuals, families and small-business clients. Our financial advisors tailor their strategies to suit each clients’ financial goals and unique circumstances. We specialize in a wide range of financial services, including life insurance, critical illness insurance, disability insurance, estate planning, wealth management, debt management, college savings, retirement, and more.
Why us? Our single priority is you the, client. As an independent brokering agency, we will work with you to create a customized financial plan that meets both your immediate and ongoing needs, expectations and budget. Once your plan is finalized to your satisfaction only then, we will proceed.
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Jeff Solomon
CEO, Senior Advisor
our approach...
Our approach is to evaluate and address immediate financial needs and concerns, as well as to anticipate future needs. We believe that the best financial plan for obtaining the greatest amount of capital growth can be easily undone, in the event of a major unexpected life event. Loss of income, a disability, especially long term, due to accident or sickness and of course, a premature death are all cause for either an interruption or collapse of any well established financial plan. We further believe that both unnecessary taxation and the erosion of capital growth due to inflation, are both key factors that must be addressed in any financial planning process. Therefore, risk management should be an integral foundation to any financial plan.
Approximately 93% of the population in Canada, statistically live to the retirement age of 65. What this means, is that for the majority, there is a greater risk of running out of income, then there is of dying prematurely. Financial anxiety should not be a feature of a well lived working life. The two key factors involved in successful retirement are first, good physical health and second, secure financial health.
The goal therefore, ought to be to ensure that there is a sufficient amount of income available for retirement when regular occupational income ceases. Thus, our approach at Keyfactor Financial Solutions, is to establish and maintain the management of risk as a foundation to any financial plan.
We believe that the key factor for continued capital growth is not just the rate of return, but the timeline in which growth is allowed to occur. Therefore, once a suitable financial plan is established, we recommend starting it as soon as possible. We will help to ensure that your proper financial plan is maintained to continue to meet your specific needs and goals by making any necessary periodic adjustments in review with you.